Merged Credit Report

Merged credit reports are particularly common in mortgage lending. Because there are three major credit reporting bureaus, it’s possible that pulling a report from only one or two of these companies may not show a complete picture of your financial situation. By utilizing a merged or tri-merge

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Explaining Loan Origination Fees

Lenders occasionally charge an origination fee as a way to compensate themselves for generating the loan itself. Not only is this done as a way to cover their own expenses related to creating the loan, but it is extra money for them on a loan that may be potentially risky. In other words, it is

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Don’t Let Jumbo Loan Costs Stop Your Dream Home Purchase

A jumbo loan is a loan that exceeds the bounds of a traditional loan for one’s mortgage. There is a cap in most counties in the United States of $510,400 for a mortgage loan, but some people need more money than that to purchase the home that they want. These loans are not backed by

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