Title Insurance

An insurance policy which protects the insured against loss arising from defects in title. Title insurance policies are typically obtained for the buyer and the lender.

Types of defects title insurance can cover include but not limited; to errors within the public records, unrecorded or unknown liens on the said title, illegal deeds on the title, forgeries done on, against or even pertaining to the title, boundary disputes if the title is for a property, and such extremes as a false impersonation of the previous owner/owners. If an owner shall encounter any of these title defects without title insurance, it is assumed that the court hearings pertaining to the dispute of the title will often be long, complicated, and the verdict in favor of the plaintiff. Lawyers from all over the country and many different firms often seek to avoid said court cases because they are proven to be the most problematic.